About my Situation
I am in my early thirty's and both me and my wife are currently working. I have two step children, two toddlers and an infant (four girls and one boy). Yep 7 people living under a modest roof. My wife and I are currently paying off all of the debt we brought with us into the marriage and some that we have accrued since. Our family has been working on this get out of debt project for just over two years now (we started in January of 2010).
The get out of Debt Tools
There are a few tools out there that can help with your decision making and are tools that we have used. It mostly about staying motivated even when things go wrong. You might go through life with no speed bumps along the way however there are always the lurking problems that hit just at the worst possible time. If you plan ahead you can make these things much less stressful on your entire family.
- Anything On the Dave Ramsey website can clear up your thoughts about money and is a program we are currently working on. Its a good place to start.
- Also try checking out your place of worship many of the churches have a great wealth of information just to get you headed done the right path. For example the LDS Faith has a great website with a few good tools for making sound plans to get out of debt.
- We even went as far to purchase the transforming debt into wealth system for John Cummuta.
Spoiler alert! All three of these tools take you in the right direction. And lets just say free is always welcome when you are trying to get out of debt.
-Ryan
